Okcarz - Pre-Approval Form

1. Basic Info

Get Pre-Approved!
Complete our simple 2-step
form in seconds.

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Step 1 of 2

First Name *

Last Name *

Phone Number *

Zip Code *

I agree to OkCarz's Privacy Policy and Terms of Use

OkCarz keeps all your information confidential and doesn't share your personal information without your consent. By submitting information, you agree to receive communications from OkCarz. You agree to receive calls and text messages (including via automation). You can opt out at any time. You also agree to the Terms of Use and Privacy Policy. This consent is not a condition of any purchase. Standard message and data rates may apply.

*Subject to approval. See below for details.

This offer of auto loan credit is made to you by OKCarz and Mid Florida Financing.

Vehicle may not be used for commercial purposes.

Monthly payment cannot exceed 25% off the purchaser's gross monthly income.

The purchaser must be 18 years of age.

The purchaser must be able to document a reliable source of income equaling a minimum of $1505 per month.

The purchaser must document current Florida residence.

Any preexisting liens on the purchaser's current vehicle, if traded in, must be paid off prior to purchase.

Persons with undischarged bankruptcies may require other conditions to be met prior to loan approval. Please call OKCarz at 863-285-3273 for details about your specific situation.

If in compliance with all applicable criteria, you will receive loan approval from Mid Florida Financing.

Once your approval is confirmed your loan amount will be up to $20,000 (maximum amount) depending on your stability, choice of vehicle, and the monthly payment for which you qualify.

Your APR will range from 18.95% to 26.95% with payments calculated by simple interest.

Your payment term will range from 24 to 72 months.

The minimum down payment required will be $499 and may increase depending upon your specific approval rating and the vehicle you choose.

The purchase price plus taxes and fees minus down payment equals the amount financed.

Call OKCarz for additional terms and information (863-285-3273).

This offer expires 30 days from the date of application.

SECURED

Prefer to apply over the phone? Call us at:

(863) 247-2352

No Impact to
Your Credit

24k-Mile/24-Month
Warranty with
Every Vehicle

Down Payments
as low as $499

Based on Vehicle Availability

2. Financing Info

Complete this last step to get instant approval!

Step 2 of 2

Address *

City *

State *

Email Address *

Monthly Income ($) *

By pressing the Get Pre-Approved button, you (a) certify the information submitted and all statements made to be true to the best of your knowledge and is being submitted in an attempt to obtain financing from OK Carz and Mid Florida Financing; (b) attest to being able to provide adequate proof of your current income, adequate proof of Florida residence, and a valid U.S. driver's license; (c) understand that OK Carz or its finance affiliates may, at no cost to the customer, purchase information from credit reporting agencies or sources to assist in its underwriting process for determining credit terms. This product does not affect your credit rating in any way; (d) understand that OK Carz and Mid Florida Financing will retain this application whether or not it is approved, and that it is my responsibility to notify them of any change of my name, address, or employment that occur prior to vehicle financing; (e) agree that if an account is created for me, all of the following will also apply: (i) OK Carz, Mid Florida Financing, and any subsequent creditor to which it may assign my account may monitor and record telephone calls regarding my account to assure the quality of service or for other reasons; ii) I consent to OK Carz, Mid Florida Financing, and any subsequent creditor to which it may assign my account using prerecorded/artificial voice messages, text messages, and/or automatic dialing equipment while servicing or collecting my account, as the law allows; (iii) I agree that you may take these actions using the telephone number(s) that I provide in this credit application, telephone numbers that I may provide in the future, or you get from another source, even if the number is for a mobile telephone and/or your using the number results in charges to me; (iv) I consent that OK Carz, Mid Florida Financing and any subsequent creditor to which it may assign my account may contact me via my phone number, email address, or any other contact information that I have provided or may provide to you in the future. Document qualification is subject to approval by authorized representatives of OK Carz and Mid Florida Financing. Call dealer for details.

I acknowledge that I have read and understand the Credit Application and the disclosures contained above and that it is my intent to apply for credit by pressing the “Get Pre-Approved” button.

Get Approval

SECURED

1. Basic Info

Get Pre-Approved! Complete our simple 2-step form in seconds.

(863) 247-2352

No Impact to Your Credit

24k-Mile/24-Month Warranty with Every Vehicle

Down Payments as low as $499 Based on Vehicle Availability